Please Read This Initial Disclosure Document And Print If Required

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The FSA is the independant watchdog that regulates financial services. It requires us to give you this document. Use this information to decide if our services are right for you.

We offer mortgages from the whole of the market

We only offer mortgages from a limited number of lenders

We only offer mortgages from a single lender

We offer products from a range of insurers for:
Pure Protection
Income Protection

We only offer products from a limited number of insurers for:
Household Insurance
Payment Protection
Ask us for a list of insurers we offer insurance from

We only offer products from a single insurer

We will advise and make a recommendation for you after we have assessed your needs.

You will not receive or a recommendation from us.
We may ask some questions to narrow down the selection of products that we will provide details on. you will then make your own choice about how to proceed.

We will advise and make a recommendation for you after we have assessed your needs for:
Pure Protection
Household Insurance
Payment Protection
Income Protection

You will not receive or a recommendation from us.
We may ask some questions to narrow down the selection of products that we will provide details on. you will then make your own choice about how to proceed.

Our fees are as follows:

Remortgage with Advice - £395.00
House Purchase with Advice - £395.00
Adverse Credit Mortgage with Advice - 2% of loan amount (Minimum of £395.00)
For example, on a loan of £100.000 the fee would be a maximum of £2000.00. The amount you pay will depend on you circumstances.

Please note that our fees are not normally refundable.

Please note that there are other payment options available.

We may be paid commission by the lender.

Consultation Fee

Application Fee

Offer Fee

Completion Fee

You will receive a key facts illustration when considering a particular mortgage, which will tell you of any fees relating to it

A Fee

No Fee

You will receive a quotation which will tell you about any other fees relating to any particular insurance policy

Mortgage Wright Ltd is an appointed representative of Home Loan Partnership, Suite 31, 8 high Street, Worthing, West Sussex, BN11 1NU which is authorised and regulated by the FinancialServices Authority. H L Partnership Limited is entered on the FSA Register under FSA reference number 303397.

H L Partnership Ltd's permitted business is:

Pure Protection
Household Insurance
Payment Protection
Income Protection
Mortgages

The above information can be verified on the FSA's Register by visiting the FSA's website at www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234.

If you wish to register a complaint, please contact us:

In Writing:

Complaints Department
Home Loan Partnership, Suite 31, 8 high Street, Worthing, West Sussex, BN11 1NU

By Phone:
01903 602664

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim

Insurance advising and arranging is covered for 100% of the first £2,000 and 90% of the remainder of the claim, without any upper limit.

Mortgage advising and arranging is covered for 100% of the first £30,000 and 90% of the next £20,000, so the maximum compensation is £48,000.

Further information about compensation scheme arrangements is available from the FSCS.